Overview
A complex trust package includes advanced estate planning strategies for larger estates. It may include multiple sub-trusts, generation-skipping provisions, trust protector powers, and sophisticated tax planning strategies.
Best For
- High net worth individuals
- Estates over $5 million
- Multi-generational planning
- Complex family situations
Key Features
- ✓ Estate tax minimization
- ✓ Generation-skipping provisions
- ✓ Trust protector appointment
- ✓ Multiple sub-trusts
- ✓ Dynasty trust options
- ✓ Charitable planning integration
- ✓ Advanced asset protection
📊 Tax Benefits
- ✓ Bypass/Credit Shelter Trust to use both exemptions
- ✓ QTIP provisions for marital deduction control
- ✓ GST exemption allocation for dynasty planning
- ✓ Grantor trust strategies for wealth transfer
- ✓ Charitable deduction provisions
- ✓ Reverse QTIP elections
- ✓ Portability planning
- ✓ Income splitting opportunities
Considerations
- Requires professional tax advice
- More expensive to administer
- Complex reporting requirements
- Should be reviewed regularly